Net Income Analysis ( % relative to Total Revenue )
Income Statement The First National Bank Of Minersville All Insured Commercial Banks in Pennsylvania
Interest and Fees on Loans 1,757 20,334
Income from Lease Financing Receivables — 52
170 389
Estimated Tax Benefit from Tax-Exempt Loan Income — 201
Income on Loans and Leases (TE) 1,757 20,794
Investment Interest Income (TE) 523 3,911
Total Interest Income (TE) 2,314 24,924
Total Interest Expense 172 2,836
Net Interest Income (TE) 2,142 21,911
Non-Interest Income 573 5,667
Adjusted Operating Income (TE) 2,715 27,550
Non-interest Expense 2,480 18,138
Provision for Loan & Lease Losses — 761
Pretax Operating Income (TE) 235 8,570
Pretax Net Operating Income (TE) -288 8,966
Applicable Income Taxes — 1,999
Net Operating Income -288 6,371
Net Income -288 6,368
Cash Dividends Declared 179 2,845
Retained Earnings -467 2,950