The First National Bank Of Layton
Layton, UT — National Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | The First National Bank Of Layton | All Insured Commercial Banks in Utah |
Interest and Fees on Loans | 12,031 | 144,231 |
Income from Lease Financing Receivables | — | 818 |
— | 4 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 2 |
Income on Loans and Leases (TE) | 12,031 | 146,912 |
Investment Interest Income (TE) | 1,360 | 15,631 |
Total Interest Income (TE) | 13,527 | 170,509 |
Total Interest Expense | 465 | 9,414 |
Net Interest Income (TE) | 13,062 | 157,917 |
Non-Interest Income | 2,425 | 37,042 |
Adjusted Operating Income (TE) | 15,487 | 194,902 |
Non-interest Expense | 10,400 | 58,470 |
Provision for Loan & Lease Losses | 270 | 8,897 |
Pretax Operating Income (TE) | 4,817 | 98,475 |
Pretax Net Operating Income (TE) | 4,826 | 99,300 |
Applicable Income Taxes | — | 34,978 |
Net Operating Income | 4,668 | 63,063 |
Net Income | 4,668 | 63,059 |
Cash Dividends Declared | 2,656 | 20,004 |
Retained Earnings | 2,012 | 29,291 |