Net Income Analysis ( % relative to Total Revenue )
Income Statement The First National Bank Of Bryan All Insured Commercial Banks in Texas
Interest and Fees on Loans 6,828 1,856
Income from Lease Financing Receivables — 686
24 58
Estimated Tax Benefit from Tax-Exempt Loan Income 12 28
Income on Loans and Leases (TE) 6,840 1,870
Investment Interest Income (TE) 1,736 755
Total Interest Income (TE) 8,643 2,514
Total Interest Expense 3,624 978
Net Interest Income (TE) 5,019 1,542
Non-Interest Income 1,964 393
Adjusted Operating Income (TE) 6,983 1,927
Non-interest Expense 4,717 1,245
Provision for Loan & Lease Losses — 154
Pretax Operating Income (TE) 2,266 1,509
Pretax Net Operating Income (TE) 2,865 1,481
Applicable Income Taxes 689 663
Net Operating Income 1,914 1,095
Net Income 1,914 1,095
Cash Dividends Declared 292 1,036
Retained Earnings 1,622 795