The First National Bank In Trinidad
Trinidad, CO — National Bank
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Net Income Analysis
( % relative to Total Revenue )
| Income Statement | The First National Bank In Trinidad | All Insured Commercial Banks in Colorado |
| Interest and Fees on Loans | 5,248 | 12,058 |
| Income from Lease Financing Receivables | — | 15 |
| — | 86 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | — | 44 |
| Income on Loans and Leases (TE) | 5,248 | 12,124 |
| Investment Interest Income (TE) | 657 | 1,943 |
| Total Interest Income (TE) | 6,268 | 14,428 |
| Total Interest Expense | 488 | 901 |
| Net Interest Income (TE) | 5,780 | 13,487 |
| Non-Interest Income | 727 | 4,327 |
| Adjusted Operating Income (TE) | 6,507 | 18,392 |
| Non-interest Expense | 6,089 | 12,555 |
| Provision for Loan & Lease Losses | — | 237 |
| Pretax Operating Income (TE) | 418 | 5,288 |
| Pretax Net Operating Income (TE) | 418 | 5,374 |
| Applicable Income Taxes | — | 823 |
| Net Operating Income | 418 | 4,034 |
| Net Income | 418 | 4,034 |
| Cash Dividends Declared | 325 | 1,590 |
| Retained Earnings | 93 | 2,176 |