The First National Bank In Amboy
Amboy, IL — National Bank
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Net Income Analysis
( % relative to Total Revenue )
| Income Statement | The First National Bank In Amboy | All Insured Commercial Banks in Illinois |
| Interest and Fees on Loans | 3,962 | 8,415 |
| Income from Lease Financing Receivables | — | 4 |
| 11 | 41 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | 6 | 20 |
| Income on Loans and Leases (TE) | 3,968 | 8,470 |
| Investment Interest Income (TE) | 2,579 | 1,438 |
| Total Interest Income (TE) | 6,724 | 10,200 |
| Total Interest Expense | 676 | 1,041 |
| Net Interest Income (TE) | 6,048 | 9,113 |
| Non-Interest Income | 1,297 | 2,030 |
| Adjusted Operating Income (TE) | 7,345 | 11,316 |
| Non-interest Expense | 5,442 | 7,442 |
| Provision for Loan & Lease Losses | — | 307 |
| Pretax Operating Income (TE) | 1,903 | 3,453 |
| Pretax Net Operating Income (TE) | 1,957 | 3,554 |
| Applicable Income Taxes | 17 | 569 |
| Net Operating Income | 1,670 | 2,671 |
| Net Income | 1,670 | 2,670 |
| Cash Dividends Declared | 5,529 | 1,225 |
| Retained Earnings | -3,859 | 1,214 |