Net Income Analysis ( % relative to Total Revenue )
Income Statement The First National Bank And Trust Company Of Junction City, Kansas All Insured Commercial Banks in Kansas
Interest and Fees on Loans 1,534 3,049
Income from Lease Financing Receivables 41 13
41 16
Estimated Tax Benefit from Tax-Exempt Loan Income 21 8
Income on Loans and Leases (TE) 1,596 3,086
Investment Interest Income (TE) 2,062 819
Total Interest Income (TE) 3,696 4,010
Total Interest Expense 837 447
Net Interest Income (TE) 2,859 3,530
Non-Interest Income 1,076 654
Adjusted Operating Income (TE) 3,935 4,295
Non-interest Expense 1,981 2,793
Provision for Loan & Lease Losses — 92
Pretax Operating Income (TE) 1,954 1,328
Pretax Net Operating Income (TE) 1,939 1,352
Applicable Income Taxes 48 164
Net Operating Income 1,242 1,030
Net Income 1,242 1,031
Cash Dividends Declared 1,600 370
Retained Earnings -358 593