The First Commercial Bank
Chicago, IL — Domestic Branch of a Domestic Bank
Acquired Mar 2011
Net Income Analysis
( % relative to Total Revenue )
Income Statement | The First Commercial Bank | All Insured Commercial Banks in Illinois |
Interest and Fees on Loans | 12,827 | 7,691 |
Income from Lease Financing Receivables | — | 4 |
— | 31 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 10 |
Income on Loans and Leases (TE) | 12,827 | 7,743 |
Investment Interest Income (TE) | 745 | 1,476 |
Total Interest Income (TE) | 13,574 | 9,455 |
Total Interest Expense | 2,392 | 2,465 |
Net Interest Income (TE) | 11,182 | 6,948 |
Non-Interest Income | -3,133 | 1,303 |
Adjusted Operating Income (TE) | 8,049 | 8,451 |
Non-interest Expense | 9,105 | 5,806 |
Provision for Loan & Lease Losses | 22,313 | 1,909 |
Pretax Operating Income (TE) | -23,369 | 732 |
Pretax Net Operating Income (TE) | -23,009 | 865 |
Applicable Income Taxes | -7,977 | 157 |
Net Operating Income | -15,032 | 658 |
Net Income | -15,032 | 638 |
Cash Dividends Declared | — | 397 |
Retained Earnings | -15,032 | 142 |