The First Bank Of Baldwin
Baldwin, WI — State Member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
| Income Statement | The First Bank Of Baldwin | All Insured Commercial Banks in Wisconsin |
| Interest and Fees on Loans | 5,028 | 8,778 |
| Income from Lease Financing Receivables | — | 1 |
| 57 | 81 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | 26 | 41 |
| Income on Loans and Leases (TE) | 5,054 | 8,830 |
| Investment Interest Income (TE) | 809 | 1,225 |
| Total Interest Income (TE) | 5,967 | 10,297 |
| Total Interest Expense | 386 | 1,031 |
| Net Interest Income (TE) | 5,581 | 9,193 |
| Non-Interest Income | 582 | 1,813 |
| Adjusted Operating Income (TE) | 6,163 | 11,079 |
| Non-interest Expense | 4,796 | 6,946 |
| Provision for Loan & Lease Losses | -550 | 167 |
| Pretax Operating Income (TE) | 1,917 | 3,889 |
| Pretax Net Operating Income (TE) | 2,123 | 3,922 |
| Applicable Income Taxes | 34 | 705 |
| Net Operating Income | 2,020 | 3,014 |
| Net Income | 2,020 | 3,013 |
| Cash Dividends Declared | — | 1,435 |
| Retained Earnings | 2,020 | 1,350 |