The First, A National Banking Association
Hattiesburg, MS — National Bank
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Net Income Analysis
( % relative to Total Revenue )
| Income Statement | The First, A National Banking Association | All Insured Commercial Banks in Mississippi |
| Interest and Fees on Loans | 38,372 | 17,253 |
| Income from Lease Financing Receivables | 62 | 3 |
| 201 | 26 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | 108 | 13 |
| Income on Loans and Leases (TE) | 38,542 | 17,289 |
| Investment Interest Income (TE) | 6,675 | 2,808 |
| Total Interest Income (TE) | 45,650 | 20,209 |
| Total Interest Expense | 4,094 | 1,763 |
| Net Interest Income (TE) | 41,556 | 18,449 |
| Non-Interest Income | 10,414 | 5,757 |
| Adjusted Operating Income (TE) | 51,970 | 24,205 |
| Non-interest Expense | 33,941 | 16,370 |
| Provision for Loan & Lease Losses | 625 | 563 |
| Pretax Operating Income (TE) | 17,404 | 7,204 |
| Pretax Net Operating Income (TE) | 17,530 | 7,253 |
| Applicable Income Taxes | 4,766 | 1,422 |
| Net Operating Income | 11,649 | 5,177 |
| Net Income | 11,649 | 5,177 |
| Cash Dividends Declared | 2,875 | 2,913 |
| Retained Earnings | 8,774 | 1,357 |