Net Income Analysis ( % relative to Total Revenue )
Income Statement The Felton Bank All Insured Commercial Banks in Delaware
Interest and Fees on Loans 4,027 754,077
Income from Lease Financing Receivables — 21,073
3 9,072
Estimated Tax Benefit from Tax-Exempt Loan Income — 4,672
Income on Loans and Leases (TE) 4,027 779,822
Investment Interest Income (TE) 108 254,128
Total Interest Income (TE) 4,142 1,064,809
Total Interest Expense 1,128 138,995
Net Interest Income (TE) 3,014 925,813
Non-Interest Income -9 409,680
Adjusted Operating Income (TE) 3,005 1,335,494
Non-interest Expense 4,946 826,246
Provision for Loan & Lease Losses 1,250 216,448
Pretax Operating Income (TE) -3,191 292,800
Pretax Net Operating Income (TE) -3,191 288,819
Applicable Income Taxes -567 74,178
Net Operating Income -2,624 207,890
Net Income -2,624 204,318
Cash Dividends Declared — 134,287
Retained Earnings -2,624 70,031