The Farmers National Bank Of Lincoln
Lincoln, KS — Domestic Branch of a Domestic Bank
Acquired Jan 2004
Net Income Analysis
( % relative to Total Revenue )
| Income Statement | The Farmers National Bank Of Lincoln | All Insured Commercial Banks in Kansas |
| Interest and Fees on Loans | 1,080 | 3,072 |
| Income from Lease Financing Receivables | — | 114 |
| 3 | 73 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | 2 | 39 |
| Income on Loans and Leases (TE) | 1,082 | 3,108 |
| Investment Interest Income (TE) | 119 | 774 |
| Total Interest Income (TE) | 1,222 | 4,019 |
| Total Interest Expense | 397 | 1,187 |
| Net Interest Income (TE) | 825 | 2,815 |
| Non-Interest Income | 80 | 630 |
| Adjusted Operating Income (TE) | 905 | 3,518 |
| Non-interest Expense | 653 | 2,237 |
| Provision for Loan & Lease Losses | — | 500 |
| Pretax Operating Income (TE) | 252 | 2,027 |
| Pretax Net Operating Income (TE) | 257 | 2,072 |
| Applicable Income Taxes | 14 | 528 |
| Net Operating Income | 232 | 1,474 |
| Net Income | 232 | 1,474 |
| Cash Dividends Declared | 130 | 1,214 |
| Retained Earnings | 102 | 785 |