The Farmers & Merchants Bank
Berlin, WI — State Member Bank
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Net Interest Margin Over Time
| Net Interest Margin | The Farmers & Merchants Bank | All Insured Commercial Banks in Wisconsin |
| 12-31-2016 | 5.046 | 3.727 |
| 09-30-2016 | 5.142 | 3.736 |
| 06-30-2016 | 5.159 | 3.73 |
| 03-31-2016 | 5.154 | 3.701 |
| 12-31-2015 | 5.411 | 3.76 |
| 09-30-2015 | 5.426 | 3.76 |
| 06-30-2015 | 5.397 | 3.746 |
| 03-31-2015 | 5.38 | 3.703 |
| 12-31-2014 | 5.302 | 3.787 |
| 09-30-2014 | 5.318 | 3.786 |
| 06-30-2014 | 5.307 | 3.77 |
| 03-31-2014 | 5.287 | 3.732 |
| 12-31-2013 | 5.414 | 3.812 |
| 09-30-2013 | 5.42 | 3.811 |
| 06-30-2013 | 5.308 | 3.784 |
| 03-31-2013 | 5.401 | 3.756 |
| 12-31-2012 | 5.886 | 3.955 |
| 09-30-2012 | 5.934 | 3.947 |
| 06-30-2012 | 6.005 | 3.943 |
| 03-31-2012 | 6.121 | 3.926 |
| 12-31-2011 | 5.822 | 3.996 |
| 09-30-2011 | 5.444 | 3.988 |
| 06-30-2011 | 5.54 | 3.954 |
| 03-31-2011 | 5.528 | 3.889 |
| 12-31-2010 | 5.716 | 3.929 |
| 09-30-2010 | 5.609 | 3.907 |
| 06-30-2010 | 5.426 | 3.877 |
| 03-31-2010 | 5.214 | 3.828 |
| 12-31-2009 | 4.943 | 3.75 |
| 09-30-2009 | 4.902 | 3.726 |
| 06-30-2009 | 4.924 | 3.713 |
| 03-31-2009 | 4.905 | 3.679 |
| 12-31-2008 | 4.379 | 3.751 |
| 09-30-2008 | 4.368 | 3.74 |
| 06-30-2008 | 4.302 | 3.716 |
| 03-31-2008 | 4.522 | 3.73 |
| 12-31-2007 | 4.14 | 3.803 |
| 09-30-2007 | 4.13 | 3.793 |
| 06-30-2007 | 4.165 | 3.791 |
| 03-31-2007 | 4.038 | 3.744 |
| 12-31-2006 | 4.057 | 3.921 |
| 09-30-2006 | 4.055 | 3.936 |
| 06-30-2006 | 4.016 | 3.933 |
| 03-31-2006 | 4.128 | 3.923 |
| 12-31-2005 | 4.537 | 4.112 |
| 09-30-2005 | 4.659 | 4.113 |
| 06-30-2005 | 4.794 | 4.125 |
| 03-31-2005 | 4.67 | 4.1 |
| 12-31-2004 | 4.698 | 4.144 |
| 09-30-2004 | 4.734 | 4.126 |
| 06-30-2004 | 4.762 | 4.103 |
| 03-31-2004 | 4.687 | 4.081 |
| 12-31-2003 | 4.545 | 4.175 |
| 09-30-2003 | 4.517 | 4.174 |
| 06-30-2003 | 4.511 | 4.177 |
| 03-31-2003 | 4.528 | 4.188 |
| 12-31-2002 | 4.277 | 4.351 |