Net Income Analysis ( % relative to Total Revenue )
Income Statement The Farmers Bank Of Lynchburg All Insured Commercial Banks in Tennessee
Interest and Fees on Loans 1,453 2,486
Income from Lease Financing Receivables — 0
— 6
Estimated Tax Benefit from Tax-Exempt Loan Income — 3
Income on Loans and Leases (TE) 1,453 2,493
Investment Interest Income (TE) 47 389
Total Interest Income (TE) 1,524 2,936
Total Interest Expense 350 552
Net Interest Income (TE) 1,174 2,364
Non-Interest Income 115 492
Adjusted Operating Income (TE) 1,289 2,885
Non-interest Expense 1,420 1,937
Provision for Loan & Lease Losses — 210
Pretax Operating Income (TE) -131 709
Pretax Net Operating Income (TE) -131 792
Applicable Income Taxes — 147
Net Operating Income -131 584
Net Income -131 583
Cash Dividends Declared — 92
Retained Earnings -131 430