The Farmers Bank Of Appomattox
Appomattox, VA — State Member Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | The Farmers Bank Of Appomattox | All Insured Commercial Banks in Virginia |
Interest and Fees on Loans | 6,458 | 27,504 |
Income from Lease Financing Receivables | — | 0 |
— | 210 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 103 |
Income on Loans and Leases (TE) | 6,458 | 27,695 |
Investment Interest Income (TE) | 2,774 | 3,362 |
Total Interest Income (TE) | 9,267 | 31,612 |
Total Interest Expense | 916 | 3,609 |
Net Interest Income (TE) | 8,351 | 27,533 |
Non-Interest Income | 1,739 | 6,168 |
Adjusted Operating Income (TE) | 10,090 | 34,154 |
Non-interest Expense | 6,436 | 22,095 |
Provision for Loan & Lease Losses | 301 | 1,171 |
Pretax Operating Income (TE) | 3,353 | 10,243 |
Pretax Net Operating Income (TE) | 3,456 | 10,425 |
Applicable Income Taxes | 438 | 2,728 |
Net Operating Income | 2,545 | 7,993 |
Net Income | 2,545 | 7,896 |
Cash Dividends Declared | 813 | 2,915 |
Retained Earnings | 1,732 | 3,997 |