Net Income Analysis ( % relative to Total Revenue )
Income Statement The Fairmount State Bank All Insured Commercial Banks in Indiana
Interest and Fees on Loans 1,081 17,558
Income from Lease Financing Receivables — 63
— 140
Estimated Tax Benefit from Tax-Exempt Loan Income — 73
Income on Loans and Leases (TE) 1,081 17,832
Investment Interest Income (TE) 337 2,939
Total Interest Income (TE) 1,484 21,400
Total Interest Expense 92 2,125
Net Interest Income (TE) 1,392 19,222
Non-Interest Income 178 5,497
Adjusted Operating Income (TE) 1,570 24,709
Non-interest Expense 1,282 15,248
Provision for Loan & Lease Losses 58 481
Pretax Operating Income (TE) 230 8,741
Pretax Net Operating Income (TE) 230 8,865
Applicable Income Taxes 41 2,204
Net Operating Income 142 6,062
Net Income 142 6,062
Cash Dividends Declared — 3,093
Retained Earnings 142 2,557