The Elberfeld State Bank
Elberfeld, IN — State Member Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | The Elberfeld State Bank | All Insured Commercial Banks in Indiana |
Interest and Fees on Loans | 2,321 | 17,558 |
Income from Lease Financing Receivables | — | 63 |
4 | 140 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 2 | 73 |
Income on Loans and Leases (TE) | 2,323 | 17,832 |
Investment Interest Income (TE) | 441 | 2,939 |
Total Interest Income (TE) | 2,856 | 21,400 |
Total Interest Expense | 303 | 2,125 |
Net Interest Income (TE) | 2,553 | 19,222 |
Non-Interest Income | 549 | 5,497 |
Adjusted Operating Income (TE) | 3,102 | 24,709 |
Non-interest Expense | 2,276 | 15,248 |
Provision for Loan & Lease Losses | 90 | 481 |
Pretax Operating Income (TE) | 736 | 8,741 |
Pretax Net Operating Income (TE) | 755 | 8,865 |
Applicable Income Taxes | 191 | 2,204 |
Net Operating Income | 515 | 6,062 |
Net Income | 515 | 6,062 |
Cash Dividends Declared | 119 | 3,093 |
Retained Earnings | 396 | 2,557 |