The Elberfeld State Bank
Elberfeld, IN — State Member Bank
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Net Interest Margin Over Time
| Net Interest Margin | The Elberfeld State Bank | All Insured Commercial Banks in Indiana |
| 12-31-2016 | 3.479 | 3.682 |
| 09-30-2016 | 3.564 | 3.69 |
| 06-30-2016 | 3.687 | 3.687 |
| 03-31-2016 | 3.671 | 3.69 |
| 12-31-2015 | 3.703 | 3.701 |
| 09-30-2015 | 3.684 | 3.707 |
| 06-30-2015 | 3.647 | 3.696 |
| 03-31-2015 | 3.455 | 3.697 |
| 12-31-2014 | 3.723 | 3.744 |
| 09-30-2014 | 3.701 | 3.723 |
| 06-30-2014 | 3.647 | 3.692 |
| 03-31-2014 | 3.69 | 3.686 |
| 12-31-2013 | 4.096 | 3.697 |
| 09-30-2013 | 4.18 | 3.674 |
| 06-30-2013 | 4.058 | 3.644 |
| 03-31-2013 | 4.05 | 3.654 |
| 12-31-2012 | 4.159 | 3.84 |
| 09-30-2012 | 4.181 | 3.841 |
| 06-30-2012 | 4.209 | 3.84 |
| 03-31-2012 | 4.411 | 3.852 |
| 12-31-2011 | 4.38 | 3.927 |
| 09-30-2011 | 4.351 | 3.945 |
| 06-30-2011 | 4.312 | 3.91 |
| 03-31-2011 | 4.285 | 3.886 |
| 12-31-2010 | 4.119 | 3.927 |
| 09-30-2010 | 4.04 | 3.926 |
| 06-30-2010 | 3.953 | 3.899 |
| 03-31-2010 | 3.974 | 3.882 |
| 12-31-2009 | 4.223 | 3.827 |
| 09-30-2009 | 4.262 | 3.799 |
| 06-30-2009 | 4.221 | 3.747 |
| 03-31-2009 | 4.189 | 3.76 |
| 12-31-2008 | 3.883 | 3.796 |
| 09-30-2008 | 3.857 | 3.799 |
| 06-30-2008 | 3.752 | 3.759 |
| 03-31-2008 | 3.639 | 3.708 |
| 12-31-2007 | 3.882 | 3.832 |
| 09-30-2007 | 3.938 | 3.857 |
| 06-30-2007 | 3.927 | 3.839 |
| 03-31-2007 | 3.918 | 3.8 |
| 12-31-2006 | 4.294 | 3.939 |
| 09-30-2006 | 4.322 | 3.963 |
| 06-30-2006 | 4.255 | 3.96 |
| 03-31-2006 | 4.226 | 3.931 |
| 12-31-2005 | 3.917 | 3.957 |
| 09-30-2005 | 3.893 | 3.984 |
| 06-30-2005 | 3.846 | 3.958 |
| 03-31-2005 | 3.791 | 3.903 |
| 12-31-2004 | 3.551 | 3.966 |
| 09-30-2004 | 3.491 | 3.97 |
| 06-30-2004 | 3.505 | 3.933 |
| 03-31-2004 | 3.398 | 3.923 |
| 12-31-2003 | 3.131 | 4.016 |
| 09-30-2003 | 3.069 | 4.016 |
| 06-30-2003 | 3.082 | 4.034 |
| 03-31-2003 | 3.16 | 4.061 |
| 12-31-2002 | 3.411 | 4.221 |