Vitals
  • Total Assets
    192.1M 8.1 %
  • Total Deposits
    169.1M 10.9 %
  • Total Net Loans
    156.7M 6.0 %
  • Net Income
    1.1M 1.5 %
  • Book Value
    16.3M -6.7 %
  • Book Value x2
    32.6M -6.7 %
  • Book Value x3
    48.8M -6.7 %
ROAA

.59

ROAE

6.53

Efficiency Ratio

71.822

Net Interest Margin

3.146

Balance Sheet Highlights
Financial Highlights The Edgartown National Bank All Insured Commercial Banks in Massachusetts
Balance Sheet $(000)
Total Assets 192,074 1,195,734
Total Net Loans 156,690 884,564
Total Deposits 169,057 973,316
Total Equity 16,278 117,275
Profitability
Net Income 1,114 8,869
Return on Average Assets .59 .594
Return on Average Equity 6.53 5.855
Net Interest Margin 3.146 3.257
Efficiency Ratio 71.822 73.516
Noninterest Income/Revenue 10.454 17.101
Balance Sheet Ratios
Loan-to-Deposit 92.685 91.006
Securities/Assets .085 .127
Total Equity/Total Assets .085 .098
Tangible Equity/Tangible Assets .085 .09
Capital Adequacy
Tier 1 Common Capital 16,595 108,595
Tier 1 Capital 16,595 108,997
Tier 2 Capital 1,489 9,379
Total Capital 18,084 118,886
Total Risk Weighted Assets 124,537 863,428
Leverage Ratio 8.45 10.038
Common Equity Tier 1 Capital Ratio 13.33 14.848
Tier 1 Capital Ratio 13.33 14.854
Total Capital Ratio 14.52 15.826

Timeline for The Edgartown National Bank

Island Bancorp, Inc.

Island Bancorp, Inc. became a new parent organization for The Edgartown National Bank.

View Profile Jun 30 2000

Edgartown Securities, Inc.

Edgartown Securities, Inc. became a new subsidiary organization for The Edgartown National Bank.

View Profile Jun 30 2000

Enb Securities, Inc.

Enb Securities, Inc. became a new subsidiary organization for The Edgartown National Bank.

View Profile Jun 30 2000

The Edgartown National Bank

The Edgartown National Bank was established 118 years ago and is currently headquartered in Edgartown, MA.

Sep 02 1905
Relationships Role Relationship Start Relationship End
Island Bancorp, Inc. Parent 6/30/2000
Enb Securities, Inc. Subsidary 6/30/2007
Edgartown Securities, Inc. Subsidary 6/30/2007 12/31/2007
Edgartown Securities, Inc. Subsidary 6/30/2000 6/29/2007
Enb Securities, Inc. Subsidary 6/30/2000 6/29/2007