The Covington Savings And Loan Association
Covington, OH — Savings & Loan Association
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Net Income Analysis
( % relative to Total Revenue )
| Income Statement | The Covington Savings And Loan Association | All Insured Savings Banks in Ohio |
| Interest and Fees on Loans | 1,214 | 8,135 |
| Income from Lease Financing Receivables | — | 0 |
| — | 0 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | — | 0 |
| Income on Loans and Leases (TE) | 1,214 | 8,138 |
| Investment Interest Income (TE) | 384 | 715 |
| Total Interest Income (TE) | 1,680 | 9,195 |
| Total Interest Expense | 58 | 1,353 |
| Net Interest Income (TE) | 1,622 | 7,724 |
| Non-Interest Income | 199 | 2,631 |
| Adjusted Operating Income (TE) | 1,821 | 12,066 |
| Non-interest Expense | 1,561 | 8,142 |
| Provision for Loan & Lease Losses | — | 82 |
| Pretax Operating Income (TE) | 260 | 3,132 |
| Pretax Net Operating Income (TE) | 260 | 3,181 |
| Applicable Income Taxes | 28 | 581 |
| Net Operating Income | 218 | 2,413 |
| Net Income | 218 | 2,411 |
| Cash Dividends Declared | — | 1,481 |
| Retained Earnings | 218 | 881 |