The Cortland Savings And Banking Company
Cortland, OH — State Member Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | The Cortland Savings And Banking Company | All Insured Commercial Banks in Ohio |
Interest and Fees on Loans | 18,554 | 11,386 |
Income from Lease Financing Receivables | — | 4 |
32 | 64 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 16 | 32 |
Income on Loans and Leases (TE) | 18,570 | 11,434 |
Investment Interest Income (TE) | 4,649 | 1,894 |
Total Interest Income (TE) | 23,448 | 13,519 |
Total Interest Expense | 2,924 | 1,284 |
Net Interest Income (TE) | 20,524 | 12,235 |
Non-Interest Income | 4,071 | 3,344 |
Adjusted Operating Income (TE) | 24,595 | 15,563 |
Non-interest Expense | 17,689 | 10,269 |
Provision for Loan & Lease Losses | 50 | 364 |
Pretax Operating Income (TE) | 6,856 | 4,973 |
Pretax Net Operating Income (TE) | 7,322 | 5,081 |
Applicable Income Taxes | 1,392 | 1,163 |
Net Operating Income | 5,034 | 3,580 |
Net Income | 5,034 | 3,580 |
Cash Dividends Declared | 1,400 | 1,534 |
Retained Earnings | 3,634 | 1,881 |