Net Income Analysis ( % relative to Total Revenue )
Income Statement The Community Bank Of New Jersey All Insured Commercial Banks in New Jersey
Interest and Fees on Loans 6,507 10,282
Income from Lease Financing Receivables — 1,496
— 567
Estimated Tax Benefit from Tax-Exempt Loan Income — 284
Income on Loans and Leases (TE) 6,507 10,512
Investment Interest Income (TE) 1,499 4,314
Total Interest Income (TE) 8,051 13,210
Total Interest Expense 2,255 3,243
Net Interest Income (TE) 5,796 12,440
Non-Interest Income 869 3,446
Adjusted Operating Income (TE) 6,665 18,199
Non-interest Expense 4,914 8,161
Provision for Loan & Lease Losses 318 808
Pretax Operating Income (TE) 1,433 12,567
Pretax Net Operating Income (TE) 1,435 13,040
Applicable Income Taxes 507 4,680
Net Operating Income 928 8,647
Net Income 928 8,647
Cash Dividends Declared — 9,715
Retained Earnings 928 4,217