The Community Bank Of New Jersey
Freehold Township, NJ — Domestic Branch of a Domestic Bank
Acquired Jul 2004
Net Income Analysis
( % relative to Total Revenue )
Income Statement | The Community Bank Of New Jersey | All Insured Commercial Banks in New Jersey |
Interest and Fees on Loans | 6,507 | 10,282 |
Income from Lease Financing Receivables | — | 1,496 |
— | 567 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 284 |
Income on Loans and Leases (TE) | 6,507 | 10,512 |
Investment Interest Income (TE) | 1,499 | 4,314 |
Total Interest Income (TE) | 8,051 | 13,210 |
Total Interest Expense | 2,255 | 3,243 |
Net Interest Income (TE) | 5,796 | 12,440 |
Non-Interest Income | 869 | 3,446 |
Adjusted Operating Income (TE) | 6,665 | 18,199 |
Non-interest Expense | 4,914 | 8,161 |
Provision for Loan & Lease Losses | 318 | 808 |
Pretax Operating Income (TE) | 1,433 | 12,567 |
Pretax Net Operating Income (TE) | 1,435 | 13,040 |
Applicable Income Taxes | 507 | 4,680 |
Net Operating Income | 928 | 8,647 |
Net Income | 928 | 8,647 |
Cash Dividends Declared | — | 9,715 |
Retained Earnings | 928 | 4,217 |