Vitals
  • Total Assets
    199.2M -4.1 %
  • Total Deposits
  • Total Net Loans
    116.2M -7.0 %
  • Net Income
  • Book Value
    21.4M 3.9 %
  • Book Value x2
    42.7M 3.9 %
  • Book Value x3
    64.1M 3.9 %
ROAA

ROAE

Efficiency Ratio

Net Interest Margin

Balance Sheet Highlights
Financial Highlights The Commercial Bank All Insured Commercial Banks in Ohio
Balance Sheet $(000)
Total Assets 199,160 424,806
Total Net Loans 116,155 288,584
Total Deposits — 349,570
Total Equity — 46,316
Profitability
Net Income — 3,321
Return on Average Assets — .892
Return on Average Equity — 7.989
Net Interest Margin — 3.675
Efficiency Ratio — 68.131
Noninterest Income/Revenue — 20.059
Balance Sheet Ratios
Loan-to-Deposit — 76.014
Securities/Assets .195
Total Equity/Total Assets .109
Tangible Equity/Tangible Assets .107 .098
Capital Adequacy
Tier 1 Common Capital — 41,470
Tier 1 Capital — 41,754
Tier 2 Capital — 3,349
Total Capital — 45,198
Total Risk Weighted Assets — 305,621
Leverage Ratio — 10.645
Common Equity Tier 1 Capital Ratio — 16.646
Tier 1 Capital Ratio — 16.667
Total Capital Ratio — 17.764

Timeline for The Commercial Bank

First Federal Bank Of The Midwest

The Commercial Bank was acquired by First Federal Bank Of The Midwest 19 years

View Profile Jan 21 2005

Combanc, Inc.

Combanc, Inc. became a new parent organization for The Commercial Bank.

View Profile Aug 31 1998

The Farmers Bank Of Elida

Acquisition: The Commercial Bank acquired a new subsidiary, The Farmers Bank Of Elida, 47 years

View Profile Mar 01 1977

The Commercial Bank

The Commercial Bank was established 147 years ago and is currently headquartered in Delphos, OH.

Mar 27 1877
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Federal Bank Of The Midwest Buyer 2,433,317 Discontinued 1/21/2005
The Farmers Bank Of Elida Seller 4,185 Discontinued 3/1/1977
Relationships Role Relationship Start Relationship End
Combanc, Inc. Parent 8/31/1998 1/20/2005
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