Vitals
  • Total Assets
    173.4M -0.7 %
  • Total Deposits
    147.6M -0.5 %
  • Total Net Loans
    70.7M 0.6 %
  • Net Income
    1.2M 13.8 %
  • Book Value
    25.2M -0.6 %
  • Book Value x2
    50.3M -0.6 %
  • Book Value x3
    75.5M -0.6 %
ROAA

.723

ROAE

4.815

Efficiency Ratio

77.395

Net Interest Margin

3.846

Balance Sheet Highlights
Financial Highlights The Commercial Bank Of Grayson All Insured Commercial Banks in Kentucky
Balance Sheet $(000)
Total Assets 173,353 275,102
Total Net Loans 70,679 177,820
Total Deposits 147,616 227,063
Total Equity 25,153 30,287
Profitability
Net Income 1,250 2,592
Return on Average Assets .723 .944
Return on Average Equity 4.815 8.074
Net Interest Margin 3.846 3.847
Efficiency Ratio 77.395 70.925
Noninterest Income/Revenue 14.989 17.219
Balance Sheet Ratios
Loan-to-Deposit 47.88 76.952
Securities/Assets .503 .219
Total Equity/Total Assets .145 .11
Tangible Equity/Tangible Assets .145 .107
Capital Adequacy
Tier 1 Common Capital 25,579 29,354
Tier 1 Capital 25,579 29,354
Tier 2 Capital 984 2,092
Total Capital 26,563 31,454
Total Risk Weighted Assets 97,179 190,479
Leverage Ratio 14.82 11.285
Common Equity Tier 1 Capital Ratio 26.32 17.115
Tier 1 Capital Ratio 26.32 17.115
Total Capital Ratio 27.33 18.174

Timeline for The Commercial Bank Of Grayson

Peoples Bank

Acquisition: The Commercial Bank Of Grayson acquired a new subsidiary, Peoples Bank, 36 years

View Profile Dec 04 1987

Commercial Grayson Bancshares Inc.

Commercial Grayson Bancshares Inc. became a new parent organization for The Commercial Bank Of Grayson.

View Profile Jul 31 1984

The Commercial Bank Of Grayson

The Commercial Bank Of Grayson was established 133 years ago and is currently headquartered in Grayson, KY.

Jan 01 1891
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Peoples Bank Seller 40,946 Failure 12/4/1987
Relationships Role Relationship Start Relationship End
Commercial Grayson Bancshares Inc. Parent 7/31/1984
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