Net Income Analysis ( % relative to Total Revenue )
Income Statement The Colorado State Bank Of Walsh All Insured Commercial Banks in Colorado
Interest and Fees on Loans 723 5,965
Income from Lease Financing Receivables — 10
12 23
Estimated Tax Benefit from Tax-Exempt Loan Income 6 10
Income on Loans and Leases (TE) 729 5,995
Investment Interest Income (TE) 341 1,213
Total Interest Income (TE) 1,122 7,350
Total Interest Expense 106 655
Net Interest Income (TE) 1,016 6,681
Non-Interest Income 36 2,014
Adjusted Operating Income (TE) 1,052 9,007
Non-interest Expense 786 6,889
Provision for Loan & Lease Losses — 154
Pretax Operating Income (TE) 266 2,006
Pretax Net Operating Income (TE) 266 2,028
Applicable Income Taxes -17 208
Net Operating Income 189 1,640
Net Income 189 1,640
Cash Dividends Declared 90 684
Retained Earnings 99 807