The Citizens National Bank Of Somerset
Somerset, KY — National Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | The Citizens National Bank Of Somerset | All Insured Commercial Banks in Kentucky |
Interest and Fees on Loans | 12,210 | 8,828 |
Income from Lease Financing Receivables | — | 2 |
1 | 44 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 1 | 22 |
Income on Loans and Leases (TE) | 12,211 | 8,864 |
Investment Interest Income (TE) | 2,231 | 1,656 |
Total Interest Income (TE) | 14,598 | 10,728 |
Total Interest Expense | 722 | 1,106 |
Net Interest Income (TE) | 13,876 | 9,572 |
Non-Interest Income | 3,721 | 2,231 |
Adjusted Operating Income (TE) | 17,597 | 12,006 |
Non-interest Expense | 11,831 | 8,402 |
Provision for Loan & Lease Losses | 860 | 243 |
Pretax Operating Income (TE) | 4,906 | 3,259 |
Pretax Net Operating Income (TE) | 5,141 | 3,369 |
Applicable Income Taxes | — | 444 |
Net Operating Income | 5,031 | 2,592 |
Net Income | 5,031 | 2,592 |
Cash Dividends Declared | 3,953 | 1,549 |
Retained Earnings | 1,078 | 1,045 |