Net Income Analysis ( % relative to Total Revenue )
Income Statement The Citizens National Bank Of Meyersdale All Insured Commercial Banks in Pennsylvania
Interest and Fees on Loans 2,048 22,676
Income from Lease Financing Receivables — 61
28 464
Estimated Tax Benefit from Tax-Exempt Loan Income — 239
Income on Loans and Leases (TE) 2,048 23,226
Investment Interest Income (TE) 377 3,942
Total Interest Income (TE) 2,439 27,595
Total Interest Expense 615 3,007
Net Interest Income (TE) 1,824 24,593
Non-Interest Income 185 6,203
Adjusted Operating Income (TE) 2,009 30,881
Non-interest Expense 2,403 20,628
Provision for Loan & Lease Losses -100 823
Pretax Operating Income (TE) -294 9,080
Pretax Net Operating Income (TE) -247 9,468
Applicable Income Taxes -106 2,151
Net Operating Income -141 6,785
Net Income -141 6,778
Cash Dividends Declared — 3,860
Retained Earnings -141 2,725