The Citizens Bank
Moulton, AL — Domestic Branch of a Domestic Bank
Acquired Dec 2008
Net Income Analysis
( % relative to Total Revenue )
Income Statement | The Citizens Bank | All Insured Commercial Banks in Alabama |
Interest and Fees on Loans | 2,799 | 7,613 |
Income from Lease Financing Receivables | — | 22,968 |
48 | 474 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 23 | 259 |
Income on Loans and Leases (TE) | 2,822 | 7,645 |
Investment Interest Income (TE) | 1,174 | 1,833 |
Total Interest Income (TE) | 4,354 | 9,405 |
Total Interest Expense | 1,503 | 4,091 |
Net Interest Income (TE) | 2,851 | 5,434 |
Non-Interest Income | 611 | 1,197 |
Adjusted Operating Income (TE) | 3,462 | 6,593 |
Non-interest Expense | 2,497 | 4,322 |
Provision for Loan & Lease Losses | — | 14,190 |
Pretax Operating Income (TE) | 965 | 13,620 |
Pretax Net Operating Income (TE) | 965 | 14,896 |
Applicable Income Taxes | 278 | 4,452 |
Net Operating Income | 662 | 10,069 |
Net Income | 662 | 9,972 |
Cash Dividends Declared | 250 | 12,542 |
Retained Earnings | 412 | 1,333 |