Efficiency Ratio Over Time
Efficiency Ratio The Citizens Bank All Insured Commercial Banks in Alabama
09-30-2008 72.132 69.842
06-30-2008 76.701 69.184
03-31-2008 77.099 68.129
12-31-2007 64.356 63.817
09-30-2007 68.2 62.434
06-30-2007 68.506 61.116
03-31-2007 70.341 61.026
12-31-2006 83.818 59.812
09-30-2006 87.841 58.324
06-30-2006 97.804 58.46
03-31-2006 77.172 58.639
12-31-2005 72.968 59.887
09-30-2005 72.89 59.15
06-30-2005 75.157 59.137
03-31-2005 75.103 59.254
12-31-2004 74.864 60.786
09-30-2004 75.03 59.87
06-30-2004 77.574 60.106
03-31-2004 84.474 61.244
12-31-2003 73.312 61.448
09-30-2003 61.386 60.518
06-30-2003 74.451 60.565
03-31-2003 73.162 61.756
12-31-2002 64.987 59.281