The Citizens Bank
Nashville, GA — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | The Citizens Bank | All Insured Commercial Banks in Georgia |
Interest and Fees on Loans | 8,562 | 8,444 |
Income from Lease Financing Receivables | — | 0 |
— | 26 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 12 |
Income on Loans and Leases (TE) | 8,562 | 8,459 |
Investment Interest Income (TE) | 533 | 1,021 |
Total Interest Income (TE) | 9,352 | 9,876 |
Total Interest Expense | 1,042 | 962 |
Net Interest Income (TE) | 8,310 | 8,907 |
Non-Interest Income | 1,003 | 2,364 |
Adjusted Operating Income (TE) | 9,313 | 11,707 |
Non-interest Expense | 6,500 | 7,890 |
Provision for Loan & Lease Losses | 260 | 260 |
Pretax Operating Income (TE) | 2,553 | 3,396 |
Pretax Net Operating Income (TE) | 2,547 | 3,480 |
Applicable Income Taxes | — | 748 |
Net Operating Income | 2,547 | 2,812 |
Net Income | 2,547 | 2,812 |
Cash Dividends Declared | 1,300 | 844 |
Retained Earnings | 1,247 | 1,559 |