Efficiency Ratio Over Time
Efficiency Ratio The Citizens Bank All Insured Commercial Banks in Georgia
12-31-2016 69.795 72.067
09-30-2016 70.587 71.784
06-30-2016 70.627 71.801
03-31-2016 71.604 72.381
12-31-2015 68.66 74.736
09-30-2015 68.975 74.146
06-30-2015 68.504 74.924
03-31-2015 68.799 75.066
12-31-2014 75.716 76.672
09-30-2014 77.007 76.559
06-30-2014 81.247 76.671
03-31-2014 78.458 77.567
12-31-2013 71.586 78.98
09-30-2013 70.599 77.731
06-30-2013 69.878 77.662
03-31-2013 66.061 78.695
12-31-2012 75.804 81.634
09-30-2012 73.223 80.308
06-30-2012 72.252 79.256
03-31-2012 68.586 77.503
12-31-2011 72.258 86.295
09-30-2011 67.364 84.186
06-30-2011 68.848 84.663
03-31-2011 74.755 85.152
12-31-2010 66.566 93.824
09-30-2010 65.693 90.833
06-30-2010 67.673 90.425
03-31-2010 73.823 88.401
12-31-2009 75.568 105.063
09-30-2009 74.294 102.285
06-30-2009 72.54 106.774
03-31-2009 69.353 99.343
12-31-2008 58.671 92.806
09-30-2008 59.693 84.879
06-30-2008 58.854 82.103
03-31-2008 57.504 76.842
12-31-2007 50.269 66.184
09-30-2007 48.265 63.793
06-30-2007 47.899 63.216
03-31-2007 48.52 63.468
12-31-2006 45.05 63.007
09-30-2006 44.067 61.317
06-30-2006 43.576 61.045
03-31-2006 43.005 60.367
12-31-2005 48.166 62.186
09-30-2005 44.495 61.255
06-30-2005 45.561 61.571
03-31-2005 48.282 62.33
12-31-2004 49.982 64.32
09-30-2004 49.788 64.404
06-30-2004 50.859 64.229
03-31-2004 53.076 64.639
12-31-2003 59.247 65.562
09-30-2003 59.405 64.676
06-30-2003 57.516 64.537
03-31-2003 54.057 65.157
12-31-2002 52.236 64.609