The Citizens Bank
Nashville, GA — Non-member Bank
Active
Net Interest Margin Over Time
| Net Interest Margin | The Citizens Bank | All Insured Commercial Banks in Georgia |
| 12-31-2016 | 3.763 | 4.031 |
| 09-30-2016 | 3.728 | 4.028 |
| 06-30-2016 | 3.701 | 4.008 |
| 03-31-2016 | 3.645 | 4.018 |
| 12-31-2015 | 3.748 | 4.023 |
| 09-30-2015 | 3.747 | 3.993 |
| 06-30-2015 | 3.717 | 3.947 |
| 03-31-2015 | 3.65 | 3.907 |
| 12-31-2014 | 3.807 | 3.965 |
| 09-30-2014 | 3.795 | 3.953 |
| 06-30-2014 | 3.773 | 3.912 |
| 03-31-2014 | 3.825 | 3.851 |
| 12-31-2013 | 3.627 | 3.871 |
| 09-30-2013 | 3.571 | 3.845 |
| 06-30-2013 | 3.488 | 3.809 |
| 03-31-2013 | 3.433 | 3.753 |
| 12-31-2012 | 3.671 | 3.876 |
| 09-30-2012 | 3.696 | 3.863 |
| 06-30-2012 | 3.665 | 3.832 |
| 03-31-2012 | 3.524 | 3.802 |
| 12-31-2011 | 3.393 | 3.778 |
| 09-30-2011 | 3.372 | 3.736 |
| 06-30-2011 | 3.407 | 3.654 |
| 03-31-2011 | 3.216 | 3.548 |
| 12-31-2010 | 3.268 | 3.49 |
| 09-30-2010 | 3.263 | 3.452 |
| 06-30-2010 | 3.18 | 3.398 |
| 03-31-2010 | 3.157 | 3.366 |
| 12-31-2009 | 2.836 | 3.225 |
| 09-30-2009 | 2.788 | 3.188 |
| 06-30-2009 | 2.85 | 3.141 |
| 03-31-2009 | 2.928 | 3.091 |
| 12-31-2008 | 3.592 | 3.451 |
| 09-30-2008 | 3.728 | 3.539 |
| 06-30-2008 | 3.895 | 3.593 |
| 03-31-2008 | 3.875 | 3.695 |
| 12-31-2007 | 4.647 | 4.299 |
| 09-30-2007 | 4.871 | 4.362 |
| 06-30-2007 | 5.037 | 4.402 |
| 03-31-2007 | 5.031 | 4.392 |
| 12-31-2006 | 5.284 | 4.682 |
| 09-30-2006 | 5.339 | 4.707 |
| 06-30-2006 | 5.397 | 4.695 |
| 03-31-2006 | 5.502 | 4.589 |
| 12-31-2005 | 4.503 | 4.561 |
| 09-30-2005 | 4.736 | 4.517 |
| 06-30-2005 | 4.586 | 4.464 |
| 03-31-2005 | 4.495 | 4.388 |
| 12-31-2004 | 4.426 | 4.386 |
| 09-30-2004 | 4.406 | 4.37 |
| 06-30-2004 | 4.382 | 4.329 |
| 03-31-2004 | 4.309 | 4.334 |
| 12-31-2003 | 4.03 | 4.329 |
| 09-30-2003 | 3.906 | 4.316 |
| 06-30-2003 | 3.889 | 4.278 |
| 03-31-2003 | 4.087 | 4.252 |
| 12-31-2002 | 4.1 | 4.478 |