Net Income Analysis ( % relative to Total Revenue )
Income Statement The Citizens Bank Of Weston All Insured Commercial Banks in West Virginia
Interest and Fees on Loans 5,792 11,666
Income from Lease Financing Receivables — 1
77 100
Estimated Tax Benefit from Tax-Exempt Loan Income 39 47
Income on Loans and Leases (TE) 5,831 11,724
Investment Interest Income (TE) 822 1,523
Total Interest Income (TE) 6,782 13,460
Total Interest Expense 493 1,601
Net Interest Income (TE) 6,289 11,860
Non-Interest Income 664 3,481
Adjusted Operating Income (TE) 6,953 15,431
Non-interest Expense 3,827 10,280
Provision for Loan & Lease Losses 329 502
Pretax Operating Income (TE) 2,797 4,739
Pretax Net Operating Income (TE) 2,797 4,910
Applicable Income Taxes 859 1,424
Net Operating Income 1,834 3,265
Net Income 1,834 3,285
Cash Dividends Declared 1,683 1,194
Retained Earnings 151 1,335