Vitals
  • Total Assets
    75.7M 5.3 %
  • Total Deposits
    65.9M 3.6 %
  • Total Net Loans
    48.2M 19.3 %
  • Net Income
    1.7M 914.2 %
  • Book Value
    9.7M 19.2 %
  • Book Value x2
    19.4M 19.2 %
  • Book Value x3
    29.1M 19.2 %
ROAA

2.312

ROAE

17.905

Efficiency Ratio

88.34

Net Interest Margin

4.609

Balance Sheet Highlights
Financial Highlights The Citizens Bank Of Cochran All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 75,666 256,123
Total Net Loans 48,154 160,108
Total Deposits 65,886 221,413
Total Equity 9,685 27,434
Profitability
Net Income 1,714 2,812
Return on Average Assets 2.312 .99
Return on Average Equity 17.905 8.811
Net Interest Margin 4.609 4.031
Efficiency Ratio 88.34 72.067
Noninterest Income/Revenue 10.708 19.316
Balance Sheet Ratios
Loan-to-Deposit 73.087 70.662
Securities/Assets .224 .165
Total Equity/Total Assets .128 .107
Tangible Equity/Tangible Assets .128 .105
Capital Adequacy
Tier 1 Common Capital 9,585 26,376
Tier 1 Capital 9,585 26,452
Tier 2 Capital 689 1,919
Total Capital 10,274 28,453
Total Risk Weighted Assets 54,872 174,280
Leverage Ratio 12.77 10.62
Common Equity Tier 1 Capital Ratio 17.47 16.191
Tier 1 Capital Ratio 17.47 16.286
Total Capital Ratio 18.72 17.433

Timeline for The Citizens Bank Of Cochran

Putnam-Greene Financial Corporation

Putnam-Greene Financial Corporation became a new parent organization for The Citizens Bank Of Cochran.

View Profile Nov 23 2002

Synovus Financial Corp.

Synovus Financial Corp. became a new parent organization for The Citizens Bank Of Cochran.

View Profile Aug 21 1991

Cb Bancshares, Inc.

Cb Bancshares, Inc. became a new parent organization for The Citizens Bank Of Cochran.

View Profile Jul 31 1987

The Citizens Bank Of Cochran

The Citizens Bank Of Cochran was established 90 years ago and is currently headquartered in Cochran, GA.

Jan 01 1934
Relationships Role Relationship Start Relationship End
Putnam-Greene Financial Corporation Parent 11/23/2002
Synovus Financial Corp. Parent 8/21/1991 11/22/2002
Cb Bancshares, Inc. Parent 7/31/1987 8/20/1991
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