Net Income Analysis ( % relative to Total Revenue )
Income Statement The Citizens Bank Of Ashville, Ohio All Insured Commercial Banks in Ohio
Interest and Fees on Loans 2,402 9,195
Income from Lease Financing Receivables — 21
— 64
Estimated Tax Benefit from Tax-Exempt Loan Income — 33
Income on Loans and Leases (TE) 2,402 9,249
Investment Interest Income (TE) 541 1,906
Total Interest Income (TE) 2,998 11,282
Total Interest Expense 410 1,202
Net Interest Income (TE) 2,588 10,081
Non-Interest Income 535 2,734
Adjusted Operating Income (TE) 3,123 12,802
Non-interest Expense 2,624 8,287
Provision for Loan & Lease Losses 37 301
Pretax Operating Income (TE) 462 4,251
Pretax Net Operating Income (TE) 402 4,296
Applicable Income Taxes 173 1,048
Net Operating Income 179 3,006
Net Income 179 3,008
Cash Dividends Declared — 918
Retained Earnings 179 1,610