Vitals
  • Total Assets
    95.0M 7.9 %
  • Total Deposits
    88.0M 7.9 %
  • Total Net Loans
    24.0M 1.4 %
  • Net Income
    1.7M -8.6 %
  • Book Value
    6.9M 23.5 %
  • Book Value x2
    13.7M 23.5 %
  • Book Value x3
    20.6M 23.5 %
ROAA

2.357

ROAE

33.542

Efficiency Ratio

49.159

Net Interest Margin

3.886

Balance Sheet Highlights
Financial Highlights The Citadel Bank All Insured Commercial Banks in Colorado
Balance Sheet $(000)
Total Assets 95,038 255,878
Total Net Loans 23,980 186,499
Total Deposits 87,997 210,658
Total Equity 6,871 23,072
Profitability
Net Income 1,659 2,670
Return on Average Assets 2.357 1.2
Return on Average Equity 33.542 14.038
Net Interest Margin 3.886 4.208
Efficiency Ratio 49.159 70.02
Noninterest Income/Revenue 17.69 17.515
Balance Sheet Ratios
Loan-to-Deposit 27.251 78.278
Securities/Assets .2 .489
Total Equity/Total Assets .072 .09
Tangible Equity/Tangible Assets .072 .044
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 6,871 21,114
Tier 2 Capital 261 2,418
Total Capital 7,132 22,923
Total Risk Weighted Assets 40,691 174,218
Leverage Ratio 7.15 9.385
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 16.89 13.909
Total Capital Ratio 17.53 14.971

Timeline for The Citadel Bank

Umb Bank Colorado, National Association

The Citadel Bank was acquired by Umb Bank Colorado, National Association 15 years

View Profile Nov 01 2008

State Bank And Trust Of Colorado Springs

State Bank And Trust Of Colorado Springs became a new subsidiary organization for The Citadel Bank.

View Profile Nov 23 1988

Citadel Bancorporation

Citadel Bancorporation became a new parent organization for The Citadel Bank.

View Profile Jun 30 1982

The Citadel Bank

The Citadel Bank was established 52 years ago and is currently headquartered in Colorado Springs, CO.

Apr 29 1972
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Umb Bank Colorado, National Association Buyer 1,619,356 Acquisition Discontinued 11/1/2008
Relationships Role Relationship Start Relationship End
Citadel Bancorporation Parent 6/30/1982 10/31/2008
State Bank And Trust Of Colorado Springs Subsidary 11/23/1988 12/31/1992
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