Net Income Analysis ( % relative to Total Revenue )
Income Statement The Chinese American Bank All Insured Commercial Banks in New York
Interest and Fees on Loans 4,181 28,009
Income from Lease Financing Receivables — 5,616
— 586
Estimated Tax Benefit from Tax-Exempt Loan Income — 349
Income on Loans and Leases (TE) 4,181 28,864
Investment Interest Income (TE) 1,046 5,130
Total Interest Income (TE) 5,682 14,261
Total Interest Expense 2,052 8,754
Net Interest Income (TE) 3,630 6,949
Non-Interest Income 194 20,309
Adjusted Operating Income (TE) 3,824 10,028
Non-interest Expense 2,285 6,789
Provision for Loan & Lease Losses 220 1,062
Pretax Operating Income (TE) 1,319 13,680
Pretax Net Operating Income (TE) 1,319 13,948
Applicable Income Taxes 594 4,890
Net Operating Income 725 8,967
Net Income 725 8,940
Cash Dividends Declared — 18,381
Retained Earnings 725 3,450