Net Income Analysis ( % relative to Total Revenue )
Income Statement The Chesapeake Bank & Trust Co. All Insured Commercial Banks in Maryland
Interest and Fees on Loans 3,247 26,755
Income from Lease Financing Receivables — 11
— 96
Estimated Tax Benefit from Tax-Exempt Loan Income — 47
Income on Loans and Leases (TE) 3,247 26,874
Investment Interest Income (TE) 249 1,967
Total Interest Income (TE) 3,533 29,482
Total Interest Expense 326 3,317
Net Interest Income (TE) 3,207 26,146
Non-Interest Income 474 6,777
Adjusted Operating Income (TE) 3,681 33,615
Non-interest Expense 2,417 22,749
Provision for Loan & Lease Losses — 1,334
Pretax Operating Income (TE) 1,264 9,401
Pretax Net Operating Income (TE) 1,264 9,540
Applicable Income Taxes — 2,919
Net Operating Income 1,264 6,445
Net Income 1,264 6,445
Cash Dividends Declared 1,224 2,002
Retained Earnings 40 3,243