The Carlsbad National Bank
Carlsbad, NM — National Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | The Carlsbad National Bank | All Insured Commercial Banks in New Mexico |
Interest and Fees on Loans | 7,166 | 9,599 |
Income from Lease Financing Receivables | — | 3 |
— | 56 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 29 |
Income on Loans and Leases (TE) | 7,166 | 9,634 |
Investment Interest Income (TE) | 2,738 | 2,848 |
Total Interest Income (TE) | 10,072 | 12,748 |
Total Interest Expense | 351 | 719 |
Net Interest Income (TE) | 9,721 | 12,029 |
Non-Interest Income | 3,009 | 2,506 |
Adjusted Operating Income (TE) | 12,730 | 14,643 |
Non-interest Expense | 7,684 | 9,471 |
Provision for Loan & Lease Losses | 180 | 373 |
Pretax Operating Income (TE) | 4,866 | 4,279 |
Pretax Net Operating Income (TE) | 4,896 | 4,437 |
Applicable Income Taxes | — | 55 |
Net Operating Income | 4,758 | 4,263 |
Net Income | 4,758 | 4,263 |
Cash Dividends Declared | 2,926 | 2,176 |
Retained Earnings | 1,832 | 1,786 |