The Business Bank
Baton Rouge, LA — Domestic Branch of a Domestic Bank
Acquired Dec 2004
Net Income Analysis
( % relative to Total Revenue )
Income Statement | The Business Bank | All Insured Commercial Banks in Louisiana |
Interest and Fees on Loans | 5,507 | 4,810 |
Income from Lease Financing Receivables | — | 2,161 |
— | 225 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 117 |
Income on Loans and Leases (TE) | 5,507 | 4,823 |
Investment Interest Income (TE) | 368 | 1,115 |
Total Interest Income (TE) | 5,918 | 6,019 |
Total Interest Expense | 1,622 | 1,340 |
Net Interest Income (TE) | 4,296 | 4,661 |
Non-Interest Income | 515 | 1,249 |
Adjusted Operating Income (TE) | 4,811 | 5,970 |
Non-interest Expense | 2,894 | 3,857 |
Provision for Loan & Lease Losses | 678 | 712 |
Pretax Operating Income (TE) | 1,239 | 1,932 |
Pretax Net Operating Income (TE) | 1,239 | 1,945 |
Applicable Income Taxes | 390 | 2,194 |
Net Operating Income | 848 | 1,416 |
Net Income | 848 | 1,416 |
Cash Dividends Declared | — | 3,818 |
Retained Earnings | 848 | 1,902 |