Net Income Analysis ( % relative to Total Revenue )
Income Statement The Brady National Bank All Insured Commercial Banks in Texas
Interest and Fees on Loans 2,440 10,872
Income from Lease Financing Receivables — 2
9 44
Estimated Tax Benefit from Tax-Exempt Loan Income 4 22
Income on Loans and Leases (TE) 2,444 10,941
Investment Interest Income (TE) 919 2,007
Total Interest Income (TE) 3,415 13,476
Total Interest Expense 264 1,063
Net Interest Income (TE) 3,151 12,338
Non-Interest Income 678 2,639
Adjusted Operating Income (TE) 3,829 15,335
Non-interest Expense 2,784 9,693
Provision for Loan & Lease Losses — 524
Pretax Operating Income (TE) 1,045 4,819
Pretax Net Operating Income (TE) 1,043 4,946
Applicable Income Taxes 2 576
Net Operating Income 873 3,858
Net Income 873 3,845
Cash Dividends Declared 505 1,701
Retained Earnings 368 1,997