Assets
Liabilities
Assets The Berkshire Bank All Insured Commercial Banks in New York
Total Assets 685,434,000 1,423,064,824
Loans & Leases 331,006,000 978,975,429
Real Estate Loans 318,854 689,129
Commercial Loans 4,540 204,326
Individual Loans 810 38,943
Agricultural Loans — 1,513
Other Loans and Leases in Domestic and Foreign Offices 15,875 54,597
Loan and Lease Allowance (8,382) (9,353)
Unearned Income on Loans (691) (180)
Securities 224,730,000 254,518,396
U.S. Treasury and Agency Securities 165,386 174,125
Municipal Securities — 38,922
Foreign Debt Securities 11,064 977
All Other Securities 48,280 40,496
Cash & Balances due from depository institutions 113,266,000 108,315,275
Noninterest-Bearing Cash and Due From Banks 3,589 18,716
Interest-Bearing Bank Balances 109,677 89,599
Federal Funds Sold and Resales — 259
Trading Account Assets — 698
Premises and fixed assets (including capitalized leases) 2,166 9,453
Other Real Estate Owned — 337
Direct and Indirect Investments in Real Estate Ventures — 0
Investment in Unconsolidated Subsidiaries — 0
Acceptances and Other Assets 14,266 70,508
Liabilities The Berkshire Bank All Insured Commercial Banks in New York
Total Liabilities 685,433,000 1,382,042,802
Deposits 575,189,000 1,194,877,747
Demand Deposits 105,831 154,452
All NOW & ATS Accounts 35,580 31,394
Money Market Deposit Accounts 4,243 514,514
Other Nontransaction Savings 150,656 177,828
Time Deposits At Or Below Insurance Limit 239,991 156,603
Fully Insured Brokered Deposits — 65,648
Less: Fully Insured Brokered Deposits — (65,648)
Time Deposits Above Insurance Limit 34,475 60,229
Total Deposits in Foreign Offices — 0
Federal Home Loan Bank Borrowings Maturing Under One Year — 34,504
Federal Funds Purchased & Resales — 13,538
Federal Home Loan Bank Borrowing Maturing Over One Year — 32,238
Other Borrowings Maturing Under One Year — 414
Other Borrowing Maturing Over One Year — 393
Acceptances & Other Liabilities 4,413 18,772
Capital 110,244,000 187,165,055
Subordinated Notes and Debentures — 0
Total Equity 110,244 187,165