Net Income Analysis ( % relative to Total Revenue )
Income Statement The Belvidere National Bank And Trust Company All Insured Commercial Banks in Illinois
Interest and Fees on Loans 4,683 4,446
Income from Lease Financing Receivables — 486
66 64
Estimated Tax Benefit from Tax-Exempt Loan Income 29 31
Income on Loans and Leases (TE) 4,712 4,502
Investment Interest Income (TE) 2,129 1,045
Total Interest Income (TE) 6,954 5,604
Total Interest Expense 2,863 2,515
Net Interest Income (TE) 4,091 3,102
Non-Interest Income 2,628 685
Adjusted Operating Income (TE) 6,719 3,811
Non-interest Expense 4,885 2,466
Provision for Loan & Lease Losses 30 2,001
Pretax Operating Income (TE) 1,804 4,018
Pretax Net Operating Income (TE) 1,842 4,052
Applicable Income Taxes 5 1,611
Net Operating Income 1,724 2,720
Net Income 1,724 2,720
Cash Dividends Declared 4,000 1,339
Retained Earnings — 2,319