The Bank
Charleston, IL — Domestic Branch of a Domestic Bank
Acquired Dec 2007
Net Income Analysis
( % relative to Total Revenue )
Income Statement | The Bank | All Insured Commercial Banks in Illinois |
Interest and Fees on Loans | 3,961 | 6,954 |
Income from Lease Financing Receivables | — | 1,460 |
— | 125 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 65 |
Income on Loans and Leases (TE) | 3,961 | 7,036 |
Investment Interest Income (TE) | 746 | 1,477 |
Total Interest Income (TE) | 5,311 | 8,709 |
Total Interest Expense | 2,754 | 4,181 |
Net Interest Income (TE) | 2,557 | 4,555 |
Non-Interest Income | 537 | 917 |
Adjusted Operating Income (TE) | 3,094 | 5,545 |
Non-interest Expense | 1,718 | 3,486 |
Provision for Loan & Lease Losses | 29 | 790 |
Pretax Operating Income (TE) | 1,347 | 8,009 |
Pretax Net Operating Income (TE) | 1,347 | 8,149 |
Applicable Income Taxes | 10 | 2,743 |
Net Operating Income | 1,287 | 5,528 |
Net Income | 1,287 | 5,528 |
Cash Dividends Declared | 1,048 | 5,818 |
Retained Earnings | 239 | 2,128 |