Net Income Analysis ( % relative to Total Revenue )
Income Statement The Bank Of Tioga All Insured Commercial Banks in North Dakota
Interest and Fees on Loans 2,568 7,878
Income from Lease Financing Receivables 62 41
— 62
Estimated Tax Benefit from Tax-Exempt Loan Income — 32
Income on Loans and Leases (TE) 2,630 8,071
Investment Interest Income (TE) 11,295 1,178
Total Interest Income (TE) 13,934 9,503
Total Interest Expense 788 749
Net Interest Income (TE) 13,146 8,704
Non-Interest Income 419 1,682
Adjusted Operating Income (TE) 13,565 10,383
Non-interest Expense 6,096 6,115
Provision for Loan & Lease Losses — 424
Pretax Operating Income (TE) 7,469 3,789
Pretax Net Operating Income (TE) 12,075 3,895
Applicable Income Taxes 917 324
Net Operating Income 7,637 3,002
Net Income 7,637 3,002
Cash Dividends Declared 1,000 1,740
Retained Earnings 6,637 1,178