Net Income Analysis ( % relative to Total Revenue )
Income Statement The Bank Of Spring Valley All Insured Commercial Banks in Wisconsin
Interest and Fees on Loans 907 4,881
Income from Lease Financing Receivables — 1,423
34 79
Estimated Tax Benefit from Tax-Exempt Loan Income 10 37
Income on Loans and Leases (TE) 917 4,903
Investment Interest Income (TE) 521 706
Total Interest Income (TE) 1,491 5,686
Total Interest Expense 539 2,719
Net Interest Income (TE) 952 2,936
Non-Interest Income 128 508
Adjusted Operating Income (TE) 1,080 3,457
Non-interest Expense 580 2,089
Provision for Loan & Lease Losses — 424
Pretax Operating Income (TE) 500 4,288
Pretax Net Operating Income (TE) 500 4,396
Applicable Income Taxes 411 1,454
Net Operating Income 73 2,966
Net Income 73 2,966
Cash Dividends Declared 590 1,498
Retained Earnings — 2,264