Net Income Analysis ( % relative to Total Revenue )
Income Statement The Bank Of Hemet All Insured Commercial Banks in California
Interest and Fees on Loans 21,714 39,600
Income from Lease Financing Receivables — 93
— 41
Estimated Tax Benefit from Tax-Exempt Loan Income — 21
Income on Loans and Leases (TE) 21,714 39,939
Investment Interest Income (TE) 710 4,547
Total Interest Income (TE) 23,853 46,718
Total Interest Expense 613 3,460
Net Interest Income (TE) 23,240 42,511
Non-Interest Income 6,148 7,405
Adjusted Operating Income (TE) 29,388 56,117
Non-interest Expense 13,724 31,848
Provision for Loan & Lease Losses 28 726
Pretax Operating Income (TE) 15,636 20,596
Pretax Net Operating Income (TE) 15,636 21,052
Applicable Income Taxes 512 7,212
Net Operating Income 15,124 12,949
Net Income 15,124 12,577
Cash Dividends Declared 12,081 2,927
Retained Earnings 3,043 8,927