Efficiency Ratio Over Time
Efficiency Ratio The Adirondack Trust Company All Insured Commercial Banks in New York
09-30-2016 76.018 66.438
06-30-2016 75.945 66.148
03-31-2016 76.69 65.676
12-31-2015 81.301 67.268
09-30-2015 79.389 67.303
06-30-2015 78.495 67.746
03-31-2015 79.934 68.787
12-31-2014 83.511 67.914
09-30-2014 75.038 67.399
06-30-2014 75.515 67.989
03-31-2014 80.645 68.504
12-31-2013 75.882 69.689
09-30-2013 77.814 68.787
06-30-2013 78.411 69.137
03-31-2013 84.131 69.07
12-31-2012 75.507 67.537
09-30-2012 74.696 67.164
06-30-2012 77.466 67.4
03-31-2012 83.341 67.13
12-31-2011 76.208 67.021
09-30-2011 77.481 66.906
06-30-2011 78.277 67.339
03-31-2011 83.09 69.754
12-31-2010 70.352 69.848
09-30-2010 68.479 69.47
06-30-2010 69.781 71.396
03-31-2010 67.389 70.773
12-31-2009 68.98 76.908
09-30-2009 70.341 77.51
06-30-2009 73.184 81.925
03-31-2009 70.392 80.38
12-31-2008 67.468 85.057
09-30-2008 68.753 78.459
06-30-2008 68.675 83.721
03-31-2008 67.537 80.346
12-31-2007 65.761 77.578
09-30-2007 64.168 71.372
06-30-2007 62.804 70.25
03-31-2007 62.116 71.659
12-31-2006 63.323 72.454
09-30-2006 62.65 69.831
06-30-2006 63.017 70.423
03-31-2006 65.746 74.075
12-31-2005 61.013 68.173
09-30-2005 61.414 65.988
06-30-2005 62.043 66.561
03-31-2005 62.442 66.443
12-31-2004 60.925 66.688
09-30-2004 61.613 66.369
06-30-2004 63.132 67.073
03-31-2004 61.387 67.469
12-31-2003 54.643 66.544
09-30-2003 55.77 66.043
06-30-2003 54.977 65.608
03-31-2003 55.267 66.329
12-31-2002 59.604 68.29