Assets
Liabilities
Assets The Adirondack Trust Company All Insured Commercial Banks in New York
Total Assets 1,156,213,000 1,737,497,228
Loans & Leases 707,000,000 1,204,307,793
Real Estate Loans 518,629 784,282
Commercial Loans 67,794 281,313
Individual Loans 120,985 52,230
Agricultural Loans — 1,509
Other Loans and Leases in Domestic and Foreign Offices 10,064 95,140
Loan and Lease Allowance (10,017) (9,973)
Unearned Income on Loans (455) (195)
Securities 276,956,000 296,616,696
U.S. Treasury and Agency Securities 202,079 206,640
Municipal Securities 28,488 42,613
Foreign Debt Securities — 1,806
All Other Securities 46,389 45,558
Cash & Balances due from depository institutions 104,924,000 133,517,957
Noninterest-Bearing Cash and Due From Banks 23,234 29,625
Interest-Bearing Bank Balances 81,690 103,892
Federal Funds Sold and Resales — 516
Trading Account Assets — 1,325
Premises and fixed assets (including capitalized leases) 25,580 10,475
Other Real Estate Owned 135 427
Direct and Indirect Investments in Real Estate Ventures — 0
Investment in Unconsolidated Subsidiaries — 0
Acceptances and Other Assets 41,618 90,312
Liabilities The Adirondack Trust Company All Insured Commercial Banks in New York
Total Liabilities 1,156,212,000 1,729,040,065
Deposits 1,042,128,000 1,456,784,261
Demand Deposits 277,135 172,709
All NOW & ATS Accounts 150,571 34,432
Money Market Deposit Accounts 328,428 693,193
Other Nontransaction Savings 67,105 193,437
Time Deposits At Or Below Insurance Limit 165,196 176,950
Fully Insured Brokered Deposits — 84,303
Less: Fully Insured Brokered Deposits — (84,303)
Time Deposits Above Insurance Limit 24,750 65,083
Total Deposits in Foreign Offices — 1,859
Federal Home Loan Bank Borrowings Maturing Under One Year — 24,996
Federal Funds Purchased & Resales 7,728 33,015
Federal Home Loan Bank Borrowing Maturing Over One Year — 31,119
Other Borrowings Maturing Under One Year — 600
Other Borrowing Maturing Over One Year — 821
Acceptances & Other Liabilities 21,215 28,569
Capital 114,084,000 272,255,804
Subordinated Notes and Debentures — 978
Total Equity 114,084 271,278