Net Interest Margin Over Time
Net Interest Margin The Adirondack Trust Company All Insured Commercial Banks in New York
09-30-2016 2.845 3.191
06-30-2016 2.819 3.187
03-31-2016 2.775 3.145
12-31-2015 2.772 3.147
09-30-2015 2.828 3.142
06-30-2015 2.838 3.142
03-31-2015 2.829 3.146
12-31-2014 2.994 3.226
09-30-2014 3.016 3.232
06-30-2014 3.005 3.199
03-31-2014 2.962 3.193
12-31-2013 2.946 3.203
09-30-2013 2.894 3.196
06-30-2013 2.857 3.196
03-31-2013 2.813 3.205
12-31-2012 3.186 3.354
09-30-2012 3.223 3.382
06-30-2012 3.295 3.388
03-31-2012 3.346 3.424
12-31-2011 3.303 3.492
09-30-2011 3.286 3.5
06-30-2011 3.301 3.484
03-31-2011 3.297 3.491
12-31-2010 3.8 3.486
09-30-2010 3.946 3.516
06-30-2010 3.984 3.497
03-31-2010 4.092 3.479
12-31-2009 3.681 3.401
09-30-2009 3.617 3.415
06-30-2009 3.583 3.352
03-31-2009 3.582 3.338
12-31-2008 3.722 3.461
09-30-2008 3.715 3.49
06-30-2008 3.724 3.471
03-31-2008 3.67 3.494
12-31-2007 4.103 3.639
09-30-2007 4.087 3.66
06-30-2007 4.062 3.643
03-31-2007 4.061 3.663
12-31-2006 4.31 3.733
09-30-2006 4.369 3.735
06-30-2006 4.383 3.771
03-31-2006 4.43 3.78
12-31-2005 4.57 3.805
09-30-2005 4.574 3.809
06-30-2005 4.492 3.795
03-31-2005 4.453 3.787
12-31-2004 4.276 3.715
09-30-2004 4.16 3.657
06-30-2004 3.997 3.678
03-31-2004 3.941 3.659
12-31-2003 4.217 3.735
09-30-2003 4.233 3.752
06-30-2003 4.245 3.811
03-31-2003 4.176 3.835
12-31-2002 4.121 4.072