The Adirondack Trust Company
Saratoga Springs, NY — State Member Bank
Active
Provision for Loan & Lease Losses Over Time
| Provision for Loan & Lease Losses | The Adirondack Trust Company | All Insured Commercial Banks in New York |
| 09-30-2016 | 750,000 | 1,439,152 |
| 06-30-2016 | 500,000 | 961,548 |
| 03-31-2016 | 250,000 | 555,691 |
| 12-31-2015 | 250,000 | 1,636,798 |
| 09-30-2015 | 724,083 | |
| 06-30-2015 | 454,781 | |
| 03-31-2015 | 250,173 | |
| 12-31-2014 | 750,000 | 1,025,939 |
| 09-30-2014 | 250,000 | 741,230 |
| 06-30-2014 | 250,000 | 439,525 |
| 03-31-2014 | 250,000 | 244,216 |
| 12-31-2013 | 1,517,394 | |
| 09-30-2013 | 1,052,057 | |
| 06-30-2013 | 736,238 | |
| 03-31-2013 | 402,904 | |
| 12-31-2012 | 1,674,133 | |
| 09-30-2012 | 375,000 | 1,277,736 |
| 06-30-2012 | 250,000 | 791,598 |
| 03-31-2012 | 125,000 | 395,785 |
| 12-31-2011 | 220,000 | 2,335,505 |
| 09-30-2011 | 750,000 | 1,559,187 |
| 06-30-2011 | 500,000 | 983,685 |
| 03-31-2011 | 250,000 | 463,037 |
| 12-31-2010 | 1,000,000 | 4,185,055 |
| 09-30-2010 | 750,000 | 3,172,482 |
| 06-30-2010 | 500,000 | 1,856,874 |
| 03-31-2010 | 250,000 | 4,336,897 |
| 12-31-2009 | 1,060,000 | 23,075,099 |
| 09-30-2009 | 1,500,000 | 16,867,303 |
| 06-30-2009 | 1,000,000 | 11,079,929 |
| 03-31-2009 | 500,000 | 6,172,868 |
| 12-31-2008 | 1,000,000 | 13,832,644 |
| 09-30-2008 | 752,000 | 8,361,684 |
| 06-30-2008 | 500,000 | 4,995,642 |
| 03-31-2008 | 252,000 | 2,503,988 |
| 12-31-2007 | 5,604,310 | |
| 09-30-2007 | 2,752,722 | |
| 06-30-2007 | 2,088,840 | |
| 03-31-2007 | 1,062,269 | |
| 12-31-2006 | 3,715,775 | |
| 09-30-2006 | 208,000 | 34,911,359 |
| 06-30-2006 | 20,800,779 | |
| 03-31-2006 | 10,140,278 | |
| 12-31-2005 | 400,000 | 50,546,280 |
| 09-30-2005 | 657,000 | 41,911,133 |
| 06-30-2005 | 438,000 | 25,349,011 |
| 03-31-2005 | 5,000 | 14,123,962 |
| 12-31-2004 | 346,000 | 43,842,418 |
| 09-30-2004 | 36,130,375 | |
| 06-30-2004 | 29,320,114 | |
| 03-31-2004 | 18,197,625 | |
| 12-31-2003 | 1,429,000 | 65,595,196 |
| 09-30-2003 | 750,000 | 54,270,561 |
| 06-30-2003 | 500,000 | 41,615,202 |
| 03-31-2003 | 157,000 | 22,103,571 |
| 12-31-2002 | 500,000 | 108,674,830 |